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Home Loans

Purchasing and refinancing

When it comes to life Home Loans are a huge commitment, so making sure you get the best loan that suits your situation is paramount.

Customers may understand some aspects of the financial world but for anyone who is unsure or not confident in this, then going through us as your mortgage broker we strive to alleviate any concerns or confusion you have around the lending process & products.

What is a mortgage broker?
A mortgage broker is someone between you and the lender, their job is to find you the best loan that fits your financial situation, and because they’re connected to so many money lenders, they can search to find the best possible deal for you rather than being confined to one policy or product like the banks are.

If you’re unsure about whether you need to use a mortgage broker, you should ask yourself these questions:
* What can I afford to borrow on my income?
* How much deposit do I really need to buy a property?.
* How much can I purchase for with my savings or parents going as guarantors?
* What lender will accept my current situation? (e.g. I am casual or self-employed)
* How can I be saving money on my current loan?
* Is this the right move for my family and I?

If after answering these questions you feel you need a mortgage broker like Craig, then here is a list of the things they can do for you.

Not just home loans

Yes, mortgage brokers help home buyers find the best loan that will fit their financial situation, but they also help people with car loans and getting loans to start small businesses, they’re experienced enough to handle most lending enquiries. We also have connections with many professional companies, such as Financial Planners, Real estate agents, Lawyers, Accountants and much more to assist you whether your buying, selling or refinancing.

Friendly and open communication
So often when asking for a loan directly to a money lender it’s like you’re talking to a multi-million-dollar corporation, but with mortgage brokers, you will be talking to a real person who has your best interests at heart and will work to get you the best deal possible. Craig often says “There are no silly questions & You don’t know, what you don’t know”.

Mortgage brokers also help people refinance their existing mortgages and finances which can be a tricky task if you don’t know what you’re doing. Many times, a person’s financial status or needs change, and they need a better deal that will suit their current needs and mortgage brokers can help them with this. Or the client simply wants extra funds to do some renovations, go on a holiday, buy that new car & can use the equity in their home to do that by refinancing their current home loan(s).

It’s always a happier experience when you’re dealing with a friendly and understanding company, and there are no friendlier mortgage brokers than at Be There Financial Services.

Be there Financial Services is located in Warilla and puts an emphasis on customer service stating that they will do all the hard work for you, so you don’t have to deal with the stress.

They have access to over 40 lenders and will get you the best possible loan for your situation.

There are no silly questions so if you want to ask us something you’re not sure about then call us or email us on admin@betherefs.com.au

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